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Shopping For A New Car


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Shopping For A New Car

When my boss told me that he needed me to shop for some fleet vehicles for our business, I thought I would be getting a well-deserved break from work. Unfortunately, the task quickly snowballed into a giant ordeal. In addition to finding a dealer that we could trust, I also didn't really know how to decide between makes and models. However, after a lot of research, I was able to narrow down my choices. I was able to find a group of cars that our salespeople could drive comfortably, and it really helped our business to branch out. This blog is all about shopping for new cars, and how to avoid some of the more common pitfalls.

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Pros And Cons Of Buy Here Pay Here Dealerships

Unless you have fairly decent credit, buying a new or used car can be a difficult to do. It is because of this, many people are turning to Buy Here Pay Here dealerships. If you are unsure this is a good option for you, here are some pros and cons to consider.

Advantages

One of the biggest advantages of a Buy Here Pay Here dealership is that the credit requirements are usually less restrictive than they are at other dealerships. Depending on the dealership, a credit check might not even be necessary. If you have poor credit, you could still qualify to finance a car as long as you meet the other requirements.

Another advantage is the convenience of paying right at the dealership for your car. Instead of dealing with fees to pay online or mailing in a payment, you can take your payment in right to the dealership.

A Buy Here Pay Here dealership sometimes has more flexible terms than a more traditional dealership. The dealership can customize your loan agreement to pay out the balance owed on the vehicle based on what you need.

The down payment at a Buy Here Pay Here dealership is often less than you would be expected to pay at a traditional car dealership. Depending on the dealership, it is possible that you might not have to put any money down on the vehicle.

Disadvantages

There are some disadvantages that you should factor into your decision to shop at a Buy Here Pay Here dealership. For instance, some dealerships do not report timely payments to credit bureaus. As a result, your credit will not be improved by paying off your credit. If this is important to you, be sure to ask about the dealership's credit reporting policy before agreeing to the loan agreement.

Some dealerships have a limited stock. If the car you want is not in stock, you could end up choosing from those that are available. It is important to note that some dealerships have the ability to acquire specific vehicles. Ask if this is possible when shopping at the Buy Here Pay Here of your choice.

The best way to determine if a Buy Here Pay Here dealership is the right option for you is to visit one. You can learn about your options and find out what requirements need to be met in order for you to get a car.